Percentages are live hit frequencies from the hands actually dealt in this session, not theoretical values. Run the Monte Carlo tab for large-sample numbers.
Player acts first and only looks at its own two-card total. If either side shows 8 or 9 (a natural), both hands stand and the tableau never runs.
Column “–” is the case where Player stood on 6 or 7 and drew nothing. The highlighted cell updates every hand so you can watch the tableau being applied.
| Bet | Pays | Hits | Hit rate | Return per $1 | House edge |
|---|---|---|---|---|---|
Set a hand count and press Run. Everything is simulated with the same engine that deals the live table. | |||||
Edges are measured against total amount wagered. Push results (Banker on a 3-card 7 under EZ, and Player/Banker on a tie) return the stake and count as resolved but non-losing.
Robert Adam Clifford is an oil and gas consultant, an international arms dealer at Pathfinder Defense LLC, and a part-time passionate gambler. He writes and publishes through Lost Cabin Consulting LLC, where he produces mathematically rigorous, independently verified research on casino games, slot machine mathematics, table game theory, sports and pari-mutuel wagering, and prediction markets.
Seven volumes covering blackjack, baccarat, Ultimate Texas Hold’em, slots and video keno, roulette, craps, and horse racing — the combinatorial math behind the games worked from first principles.
All six are free, offline, single-file apps, and free to share. More titles on the author page. Questions or a copy of any simulator: aclifford@lostcabinconsultingllc.com
Built to show you the edge, not to beat it. Every house edge in this app is stated plainly, the worst bets are labeled as the worst bets, and no betting system in here will change a single basis point. If a tool ever tells you otherwise, it is selling you something.
Deal full shoes, read the bead plate and big road, and watch how banker, player and tie bets settle under the fixed drawing rules. Your only choice in baccarat is the bet: banker carries a 1.06% house edge, player 1.24%, and the tie 14.36%. The roads are fun to read, but past hands never change the next one.
Read the baccarat odds guide, carry a printable strategy card to the table, or get every number worked out in The Complete Baccarat Strategist. All six games are on the free casino simulators page. Play money only: no sign-up, nothing to buy.
Gambling carries real risk of loss, and no strategy removes the house edge. Play only where it is legal and you are 21 or older. If gambling stops being fun, call 1-800-GAMBLER. Disclaimer. Lost Cabin Consulting LLC is not affiliated with any casino or game maker.